Points and Miles Game Language and Acronyms

 The Travel "hacking" or Points & Miles community has it's own language, and it can be very darn confusing trying to figure out what people are saying half the time, unless you are familiar with the common (and some not-so-common) terms and acronyms used.  I've tried to help newbies and veterans alike by collecting a list here.  If I missed any, let me know in the comments and I'll add them!

  • 5/24: The Chase 5/24 Rule
  • AAoA: Average age of Accounts. This refers to the average age of your credit accounts, which is a key component that goes into calculating your credit score.
  • AF: Annual Fee
  • AGC: American Express Gift Card
  • AMEX: American Express
  • ANA: Short for "All Nippon Airways", an airline
  • AU: Authorized User
  • BCP: Blue Cash Preferred (an American Express card)
  • BOA: Bank of America
  • CB: Credit Bureau. The 3 major ones are Experian, Equifax, and TransUnion.
  • CIC (sometimes "CIBC"): Chase Ink (Business) Cash
  • CIP (sometimes "CIBP"): Chase Ink Preferred (not to be confused with the Chase Ink Premier, which earns URs, but they cannot be transferred to any travel partners, and even worse, can't be combined with your other URs! Highly advised to not get this card to play with points and miles)
  • CIU: (sometimes "CIBU") Chase Ink (Business) Unlimited
  • CK: Credit Karma
  • CL: Credit Limit
  • CPP: Cents per Point. Sometimes used to determine if your redemption is "worth it". Calculated by: (Cash price - any fees)/Points Cost x 100
  • CSR: Chase Sapphire Reserve
  • CSP: Chase Sapphire Preferred
  • CSR: Customer Service Representative (also Chase Sapphire Reserve)
  • DP: Data Point. 
  • FF: Frequent Flyer miles
  • FTF: Foreign Transaction Fees
  • HH: Hilton Honors Reward Program.
  • HUCA: Hang up call again. Typical advise given when you get an answer from a customer service agent that you don't like or seems wrong.
  • IHG: Intercontinental Hotel Group
  • MR: Membership Rewards (earned through American Express’ Program)
  • P2: "Player 2". Since many people think of this as a game, it therefore has players. You are usually P1 (Player 1), and a spouse, or family member that you pool your points with when they earn them as well is P2.
  • Recon: "Call for reconsideration" - a strategy to try to get approval on a credit card application when you are initially denied. Works a lot of the time, don't be afraid to recon!
  • SM: Secure message. Also called DM (Direct Message) and PM (Private Message)
  • SUB: Sign Up Bonus
  • T&C: Terms and Conditions
  • TYP: Thank You Points earned from Citibank's (Citi's) Program.
  • UR: Ultimate Reward earned from Chase’s Program
  • YMMV: Your Miles May Vary.

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